Tuesday, 3 July 2012

Lokpal and Lokayukt Bill 2011: Suggestions from Public:

Rajyasabha selection committee headed by Shri Satyavrat Chaturvedi, member, Rajyasabha hasappealed to general public to place individual or collective views forconsideration by the committee.  I found it on 30 June 2012 here. Time given is 15 days from this date. I have my views based on it is more important to avoid corruption rather than prevent those through severe punishment. What I mean is circumstances must be created so that corruption does not take place. My personal opinion is punishment may deter a common man but not those who are experts in the field. They know that before punishment is awarded and executed there are many obstacles and the governing party may give up considering the procedure and time needed for it. Firstly, it is necessary that the controlling authority must come to know about corruption case. Next requirement is there must be evidence which can prove the case beyond doubt. Finally, after awarding punishment it should be enforced. There are many loopholes in the process and the corrupt person would take advantage of every loophole. In practice it is nearly impossible to reach the final end of the process. Therefore, a system should be developed so corruption does not occur. This means that root causes and other connected reasons must be studied and system should be modified. My suggestion is for this purpose. This may be included in Bill No. 134-C of 2011 in chapter 2, after item 10. This may be treated as item 11.

  Root causes of corruption are lust and easymethod of transferring and storing money. To take action against lust prolonged education is needed right from the time a child enters school. Help from religious leaders must come forward from without asking. This is a long way and work on this must progress in natural way. The second reason that is procedure or money transfer and money storage is a short term solution. The government has placed restrictions on cash transactions in bank. This restriction merely charges tax on amount withdrawn from a bank if over a certain limit. However, there is no limit on cash transaction among citizens. There is a big lacuna in this. There is no workable solution for payment of charges for a service or goods by a common man. Cheque payment is a solution available. However, most of the citizens have no bank account. Further this transaction is not instantaneous. Recipient is never sure whether the money would be transferred. Hence, almost all citizens believe in only cash transaction. This needs to be taken care of. Solution for this is to have "Zero balance bank account with cheque book" available to all and procedure for instant money transfer. This can be archived by developing software for checking balance in an account and transfer of money as agreed between parties. There should be a machine available with every service/goods provider which reads cheque and informs if adequate money is available in the account of the payer. This could be checked by inserting a cheque in the machine duly signed. If adequate amount is available the cheque should be taken out from machine and reinserted after second signature and thumb impression. Care should be taken to lock the account during the process of taking out the cheque and it is reinserted. Second time the machine reads the cheque and transfers money in the payees account. To avoid irregularities in the transaction the machine provided to the service/goods supplier transfers money only to that particular supplier and not to any one else. This would ensure that the money is transferred to right person(s). Once this facility is available every person would consider the transaction procedure as good as or better than cash transfer. After taking this step necessity of cash would be reduced to nearly zero or may be a few hundred rupees per month. Therefore, there shall be no need to carry or store large cash. This would eliminate need of high denomination rupee notes. The government can withdraw all high denomination notes without replacement i.e. there shall be no need to change notes while withdrawing these notes from market. There should be a foolproof and speedy method for withdrawal. Bank should accept high denomination currency notes from any one for depositing in the account of the person after noting name account number on every note. Tentatively the money should be deposited in the account with a condition that currency notes shall be thoroughly checked and if found valid the amount would be finally credited in the account. This procedure would reduce time needed to deposit currency notes. Banks within a laid down period check every not for authenticity and make final entry in the account. Bank should inform income tax authority for the cash received from individuals beyond a limit laid down by the government. Income tax department shall check and confirm that the amount is as per the verified tax return. Hereafter, no citizen can keep big amounts in high currency notes. This example shows a way to avoid corrupt practices in future. We may consider another example. There is group of people who earn substantial income during a specific period of life. This span may be just 5-15 years or around. They survive on this income for rest of their lives say 30-40 years. There is a tendency among such persons to evade income tax by hiding their true income. The government can't blame these persons. After all they have to survive and maintain their lifestyle even after they stop getting work to survive. Such a person needs abank account on the line of Public Provident Fund (PPF). A special PPF account if made available such a person shall not hide true income. SPPF rules should include no financial limit on deposits, no tax on deposits, and some interest on deposits; may be say 2% less than PPF interest rate and tax on withdrawals. In short money withdrawn on a specific date shall invite tax during that tax year. This solution would avoid generation of black money and place restraints on expenditure. A large some of money would be available to the government at lower interest rate for a long time. This example shows how tax invaders can be changed in to tax payers.
There shouldbe provision in the Lokpal bill for a standing committee working under Lokpal/Lokayukton all cases referred to Lokpal. This committee should scrutinise every case to find root causes of corruption. Committee should submit monthly report to Lokpal. In turn Lokpal/Lokayukt should advise the government to take specific actions to avoid corruption in future. Recommendations of the Lokpal/Lokayukt shall be placed on website for information of the public. The government shall pass acts to achieve the goal and make public know about the same. This way we can take care for avoiding corruption and one day India i.e. Bharat shall be the only country in the world where there is no corruption.
How to send your suggestions to right person:  The advertise ment gives following information:- 
  1. Draft Lokpal bill is placed on the website and link for the same is given at top of this article.
  2. Suggestions can be sent by post, fax, email and present to the committee personally.
  3. Suggestions must be either in English or Hindi.
  4. Suggestion must be addressed to Shri KP Singh, Director Rajyasabha secretariat, 201, II storey, Parliament Annex, New Delhi 110001.
  5. These should be in duplicate.
  6. Telephone contact No. 011-23034201.
  7. Fax No. 011-23016784.
  8. Email address:
  9. For those who wish to appear personally in front of the committee must add a request along with suggestions sent to the Director. Decision for granting personal attendance shall be that of the committee and shall be final.
  10. Whatever suggestions sent shall be part of the record maintained by the committee and shall be treated as confidential/secret and any leakage shallbe treated as breach of confidence.
I personally appeal to all Indians (Bhartiyas) to send suggestions to reach on or before 14 July 2012 as per the information given above. Thank you. Jai Hind.


Jana said...

Information regarding sending of suggestions has been added in the article at the end. Readers should follow that procedure so that the government knows views of citizens.

Jana said...

Reserve Bank of India has issued directives to all scheduled commercial bank to make available Zero balance account named as Basic Bank Account to every one. The account shall have facility for Debit cum ATM card at no extra charges. Therefore every eligible person can have a bank account in near future. This is the first step towards eradication of corruption in public life. I had suggested this in my article @
Now there is a need the citizens press their demand for other bank accounts. Social workers and leaders can take up this issue and succeed.

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