Tips for Individual Online Safety
1) Download a mobile payment apps only from official stores such as Google Play and Apple Store.
2) Before downloading any app, publisher must be verified. The ‘Top Developer’ badge (in Google Play) is usually a good sign that the app is safe. Read its user reviews and just Google “Is (app name) safe?”.
3) Carefully read the permissions that the app asks for. If you think a mobile payment app is asking for more than what is required, do not install it. If you have any doubts regarding the permissions, just contact the app’s manufacturer via their Twitter handle.